Samenvatting

In this article we address the question of whether former prisoners are excluded by insurance companies when they apply for insurance. We found that, in several cases, ex-prisoners had been denied insurance in the Netherlands. This so-called ‘actuarial justice’ is accompanied by a great deal of discretionary power in the hands of insurance companies. Moreover, the results emphasize that former prisoners are still in an extremely vulnerable position in society. The article concludes by emphasizing that this form of ‘selective exclusion’ happens to a variety of risk groups in society.